Your Tennessee Veteran Housing Resource
From the highly active military community surrounding Clarksville to the naval administrative excellence in Millington, Tennessee welcomes military families with open arms. Take advantage of your federal benefits combined with the financial perks of living in the Volunteer State.
Explore VA Loans by Regional Installation
Fort Campbell Area
Serving the 101st Airborne Division across Clarksville, Montgomery County, and the KY/TN state line.
NSA Mid-South (Millington)
VA loan resources for Navy Human Resources center personnel in Millington, Memphis, and Shelby County.
Arnold AFB
Aerospace testing community options in Tullahoma, Manchester, and Coffee County.
McGhee Tyson ANGB
Financing paths for Air National Guard personnel throughout Knoxville, Alcoa, and Blount County.
Nashville & Berry Field
Silo options for the 118th Wing and buyers looking across the booming Davidson County metro region.
Memphis & West TN
Strategic logistics and airlift wing housing options throughout greater Memphis and surrounding areas.
Tennessee-Specific VA Loan Advantages
Combining the power of the federal VA mortgage with local Tennessee tax benefits maximizes your buying potential.
| Benefit Criteria | Conventional Mortgages | Tennessee VA Home Loan |
|---|---|---|
| Down Payment Rule | 3% to 20% down payment required upfront | $0 Down Payment up to standard limits |
| Monthly Private Insurance | PMI added to monthly bills under 20% equity | No Monthly PMI Costs added |
| Property Tax Relief | Standard county property tax applied annually | Property Tax Relief programs available for 100% disabled veterans or disabled service members |
| State Income Tax | Varies by state | 0% State Income Tax on active duty, retirement pay, and civilian income across Tennessee |