VA Home Loans · Naval Station Norfolk
Naval Station Norfolk · Virginia

Your Service Earned This Home

Dedicated VA loan support for the men, women, and families stationed at Naval Station Norfolk — from PCS orders to closing day.

Talk to a Specialist · (804) 212-8663
$0 Down payment required
$0 Monthly PMI
24h Response time
100% Military-focused service

We See the Family Behind the Uniform

Naval Station Norfolk isn't just the world's largest naval base — it's home to thousands of families navigating deployments, PCS moves, and the constant uncertainty of military life.

A Loan Process Built Around Your Life

You don't need to put life on hold while navigating a home purchase. Whether you're deploying soon, just received orders, or are finally ready to put down roots — we work around your timeline, not the other way around.

Duane Buziak and the Buy With VA team have spent years learning the Norfolk market, the rhythms of military relocation, and what it takes to make a smooth, stress-free home purchase for service members and their families.

From pre-approval to closing, we handle the complexity so you can focus on what matters most.

Benefits That Honor Your Service

The VA loan program exists because you've earned it. Here's what that means in real dollars and real peace of mind.

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$0 Down

No Down Payment Required

Keep your savings intact. Eligible veterans can purchase a home without any down payment — a benefit unavailable on conventional loans.

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No PMI

Skip the Mortgage Insurance

Conventional loans require private mortgage insurance when you put down less than 20%. With VA loans, that monthly expense simply doesn't exist.

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Lower Rates

Competitive Interest Rates

VA loans consistently offer some of the lowest interest rates on the market — meaning lower monthly payments and tens of thousands saved over the life of the loan.

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Local Know-How

Norfolk Market Expertise

Deep familiarity with neighborhoods near Naval Station Norfolk, Virginia Beach, and Chesapeake — so you get honest guidance on where to look and what to expect.

From Orders to Keys — We've Got You

A clear, four-step path designed to reduce stress for military families no matter where you are in the process.

1

Get Pre-Approved

A quick conversation to understand your situation and confirm your VA eligibility.

2

Find Your Home

Connect with VA-savvy local realtors who know how to navigate military timelines.

3

Secure Your Loan

We handle the paperwork, VA appraisal, and coordination so you can focus on your family.

4

Get Your Keys

Close with confidence. Welcome home — this one's yours.

Real Stories, Real Homes

★★★★★
"We got PCS orders with six weeks' notice. Duane had us pre-approved and under contract before I even finished unpacking my office. I had no idea the VA loan process could move that fast."
M
Marcus T. Chief Petty Officer, USN · Virginia Beach
★★★★★
"As a military spouse doing most of this alone while my husband was deployed, I needed someone patient and knowledgeable. The team answered every question and never made me feel rushed."
S
Sarah R. Military Spouse · Chesapeake

Answers Before You Ask

Who qualifies for a VA home loan?
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VA loans are available to active duty service members, veterans, National Guard and Reserve members, and some surviving spouses. Eligibility generally requires a minimum period of service. We'll help you confirm your eligibility quickly during a free consultation.
Can I use a VA loan if I've used one before?
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Yes — VA loan benefits can often be used more than once. If you've paid off a previous VA loan or sold that home, your full entitlement is typically restored. Even with a prior VA loan still outstanding, you may have remaining entitlement to use.
What if I receive PCS orders during the loan process?
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We've helped many service members navigate exactly this situation. In many cases, loans can proceed with documentation of upcoming orders. We'll work quickly and communicate clearly so you're never left in the dark during a relocation.
Are there any hidden fees with VA loans?
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VA loans do include a VA Funding Fee, which varies based on service type, down payment, and whether it's a first or subsequent use. However, this fee can often be rolled into the loan. Certain veterans with service-related disabilities may be exempt entirely. We'll walk through all costs transparently upfront.
How long does the VA loan process take?
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With complete documentation, many VA loans close in 30–45 days. For military families with urgent timelines, we prioritize communication and speed without sacrificing accuracy. We'll give you a realistic timeline from day one.

Ready to Find Your Forever Home?

Let's talk through your situation — no pressure, no obligations, just honest answers from someone who understands military life.